Add Individual Borrower

#Overview

This section outlines the process for adding a client borrower, including the required Know Your Customer (KYC) information. A client can be an individual, a group or business/organization.

#Required KYC Information

To add an individual borrower, the following details must be collected:

1. First Name - Borrower’s given name.
2. Last Name - Borrower’s surname.
3. Email - A valid email address.
4. NRC Number - National Registration Card number for identity verification.
5. Date of Birth (DOB) - Borrower’s birth date in YYYY-MM-DD format.
6. Phone Number - A valid phone number.
7. Gender - Male, Female, or Other.
8. Marital Status - Single, Married, Divorced, or Widowed.
9. Address - Residential address.

#Steps to Add an Individual Borrower

#Step 1: Access the Borrower Management System

• Log in to the BraveLender using your credentials.
• Navigate to the "Add Client" section under "Data Entry".
• Click on the "Individual Borrower" button.

#Step 2: Fill in KYC Information

• Enter the required details in the respective fields:
  • First Name
  • Last Name
  • Email
  • NRC Number
  • Date of Birth
  • Phone Number
  • Gender
  • Marital Status
  • Address

#Step 3: Validate Information

• Ensure that:
  • The NRC Number matches the correct format.
  • The email is in a valid format.
  • The phone number follows the correct format.
  • The date of birth is correctly entered.
  • The required fields are not left blank.

#Step 4: Submit the Borrower Information

• Click on the "Submit" or "Save" button.
• The system will validate and save the borrower’s details.
• If any errors occur, correct them as per the validation messages and resubmit.

#Step 5: Confirmation and Record Storage

• Once successfully added, the borrower’s profile will be stored in the system.
• A confirmation message will be displayed.
• Optionally, notify the borrower via email or SMS regarding their registration.

#Notes

• Ensure data accuracy to comply with regulatory KYC requirements.
• Maintain borrower confidentiality and handle personal data securely.
• Regularly update borrower details if there are any changes.

#Conclusion

By following these steps, an individual borrower can be successfully added to the system, ensuring compliance with KYC regulations and efficient borrower management.